Written by Abhishek Bondia/ moneycontrol /AUGUST 09, 2022 / 10:30 AM IST Healthcare costs have been rising, and the same is true for health insurance premiums. Given this, a significant number of corporate employees avoid buying personal health insurance. While avoiding a health plan can help you save money in the short term, this can […]
Articles Tagged: top up health insurance
How can employers design a voluntary top-up group health insurance? Suggest appropriate deducible amount
A top-up insurance plan within group health insurance covers hospitalization costs. But, only after a threshold limit is crossed. This threshold limit is known as deductible i.e portion of the claim amount that is not covered by the insurer and has to be paid by the policyholder. Once the claim amount crosses the deductible limit, […]
Standard fire policy covers a house and its contents
Published in Mint on Aug 9 2016, Written by Abhishek Bondia Can I insure the furnishings of my new house? How does it work? —Monisha Burman Yes, you can insure the furnishings of your new house under your home insurance policy. The standard fire and special perils policy covers the building as well as its […]
5 Points to Note Before Buying Health Insurance Top-Up Plan
Health insurance top-up plans offer the financial backup that you would require once the cover available under your base health insurance plan is exhausted. For instance, if your medical expenses are Rs 10 lakh and your mediclaim policy covers only Rs 5 lakh. The remaining Rs 5 lakh would cover by your health insurance top-up […]
Super Top-Up Vs Top-Up Health Insurance
Considering the alarming medical inflation rate, it is not only essential to have health insurance coverage, but also have the correct amount of cover. Inadequate health insurance is like carrying a mini umbrella in the rain. Even if you are walking in the rain with an umbrella in your hand, you will not be able […]