Published in Mint on 14 October 2015, Written by Kapil Mehta Last weekend, I was in Varanasi for a short break. Sailing down the Ganges by the ghats we were transported into a different world. The cycle of birth, life and death were vividly portrayed in a half-hour boat ride. I find it hard, however, […]
Articles Tagged: personal accident
No waiting period for accidental injuries
Published in Mint on May 14 2017, Written by Abhishek Bondia I am presently working in Muscat and planning to move to India by July. My daughter met with an accident in Muscat and is currently undergoing treatment in India. My present company is paying the medical expenses after I submit the bills. As I […]
Risks covered under term and personal accident plans vary
Published in Mint on 17th June 2014, Written by Kapil Mehta I am 33 years old, male, married and a non-smoker. I am looking to buy a term insurance plan for Rs.1 crore. Please suggest which provider to go for. —Ankit Buy a term plan that conducts medical tests and costs the least. In your […]
Life insurance policies cover death due to drunken driving
Published in Mint, Written by Kapil Mehta As a non-resident Indian (NRI), what are the various ways in which I can remit payment of premium to an insurer? —Jay Nambiar The two most prevalent ways of payment are: (a) electronic rupee transfer. This could be from your overseas, domestic or NRI account; (b) credit card […]
Inform your insurer of hospitalization within 24 hours
Published in Mint on 4th February 2014, written by Kapil Mehta I am 69 years old and my wife is 63 years old. We already have a health insurance policy (for Rs.5 lakh), which is up for renewal in the next 10 days. I have also taken a policy for my son (35 years) and […]
Some form of age proof is necessary to buy insurance
published in Mint on Tuesday, Sep 17th, Written by Kapil Mehta I have an all-risk marine insurance to cover transport of wares from my factory. Does this cover have any exclusions? —Nari R. All risk policies are generally comprehensive. Specific exclusions depend upon the policy and the terms you negotiated while buying the cover. Generally, some […]
Assessing insurer’s willingness to underwrite BP is hard
Published in Mint, October 16th 2013, Written by Kapil Mehta Larger insurers are more comfortable underwriting people with medical conditions I want to buy health insurance for my parents (my father is 54 years old and mother is 49 years old). Two years ago my father was diagnosed with high blood pressure (BP). I am […]