What is the Difference Between IPD and OPD in Health Insurance Policy?

Overview: IPD vs OPD in Health Insurance  IPD (In‑Patient Department) covers medical treatment requiring hospital admission for 24 hours or more, such as surgeries, childbirth, intensive care, and recovery stays .  OPD (Out‑Patient Department) covers consultations, diagnostics, minor procedures, medications, and other routine care that does not require overnight hospitalization .  Key distinctions:  Duration: OPD = same-day visit; […]

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Are OPD and consultation covered in Family Health Insurance Plans?

How often do we need to go to the hospital? Not very often, especially so if you are in the pink of health. Despite all precautions, you may, however, end up visiting your doctor for consultation as part of a routine checkup or for minor medical illnesses, etc. Such consultations generally do not require hospitalization, […]

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