Articles Tagged: Non-Owned and Hired Automotive Liability NOHAL

What parts of automotive liability are covered and not covered under CGL?

Overview A Commercial General Liability (CGL) policy does not typically cover automotive liability related to ownership, maintenance, or use of vehicles. Instead, such exposures are handled through a separate Commercial Auto Insurance or Business Auto Policy (BAP).  ✅ What’s Covered:  Premises liability from vehicle loading/unloading (in some cases)  Vicarious liability when a contractor or third […]

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