The strength of our insurances

Published in Mint on Jan 09 2017, Written by Kapil Mehta There is a crack in everything. That’s how the light gets in.” I read these beautiful lines by song writer Leonard Cohen, after he died last year. If you are wondering why poetry has found its way into a column on insurance, it’s because […]

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Indian health plans’ sum assured may be inadequate abroad

Published in Mint on May 24 2016, Written by Abhishek Bondia I am going on a Europe tour next month with my family and my travel agent is pushing me to buy travel insurance. I have a family floater policy, which gives me and the family global coverage. Do I need to still buy the travel […]

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No-claim bonus is linked to the owner and not the vehicle

Published in Mint on 9th Dec 2014, Written by Abhishek Bondia I plan to buy a second hand car and the owner has not renewed the car insurance. When I buy the car, should I take a new insurance plan or continue with the existing one? —Kavitha You should buy a new car insurance policy. […]

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IRDAI bows before the Delhi High Court

Published in Mint on 21st March 2018. After being chided by the Delhi High Court for turning a blind eye to how insurance companies are misusing the exclusion clause of genetic disorders in health insurance policies, the Insurance Regulatory and Developing Authority of India (Irdai) has asked insurance companies to remove genetic disorders from the […]

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Hospitals need soul-searching

Published in Mint on 13 May 2015, Written by Kapil Mehta Earlier this year Vijay (who wanted to be identified only by his first name), a blue-collar worker who has a medical insurance, suffered chest pains and was rushed to a prominent hospital in New Delhi. Vijay’s insurance was verified and was immediately admitted. Vijay […]

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Moving abroad? Settle money matters first

Published in Mint on Apr 30 2015 Nitya Narayanan, a Thrissur-based 30-year-old school teacher, is planning to move to Saudi Arabia in June this year, with her four-month-old son and five-year-old daughter to join her husband there. Though she is looking forward to the move, she is worried about winding up things here. “Apart from […]

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India: Most are aware of health insurance, but lack knowledge

Published in Asia Insurance Review, on 18th May 2017 Awareness of health insurance among Indians is around 70%, but there remains poor understanding of what goes into health insurance, according to a survey commissioned by IRDAI.  The study, conducted by the National Council of Applied Economic Research (NCAER), shows that fewer than 50% understood the […]

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