What is Marine Insurance?

Marine insurance covers the losses or damage caused to ships and terminals or to any mode of transport of cargo used to transfer, acquire, or hold goods between different points of origin and the final destination. The term may also apply to inland marine transit but usually using the context of ocean marine transportation. Marine […]

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Distribution Landscape Set To Change Dramatically

Published in Business Word on 7th November 2017 In this interview, Kapil Mehta speaks to BW Businessworld on SecureNow’s business model and growth plans, emerging trends in the insurance space in India, and the challenges of an evolving Health Insurance landscape Kapil, what led you to leave a successful corporate career as the CEO of […]

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Does marine insurance cover storage at intermediate locations or the port or at the final destination?

Policyholders usually approach insurance companies to get storage cover at different storage locations when buying transit insurance policies. Some marine transit policyholders store their goods at transit sheds, port warehouses, and railway platforms. Marine insurance coverage A standard marine insurance policy covers goods during the “ordinary course of transit”.  Post the discharge of goods, the […]

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Increased value clause in Marine Inland Transit Insurance

The traditional marine insurance policy covers only the market value of the ship commonly referred to as ‘Shipowner’s Interest’. However, there are other additional costs apart from the market value of the vessel requiring coverage. Some costs like sundries for the ship replacement, buying an equivalent new ship, such as office expenses, or brokerage also […]

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When does Marine transit insurance coverage terminated for goods in transit

A marine transit insurance policy doesn’t offer any coverage if the insurer defaults on his duty of disclosure. The policy buyer has to make disclosures after renewing the policy.  The insurance company can roll back the insurance if the insurer defaults on the policy terms and conditions. Effectively, the cargo remains uninsured. So When Does […]

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Workshop on Risk Management for manufacturing companies

Published in Unison Times SecureNow Insurance Broker in association with FICCI-CMSME, organized a workshop on Risk Management on the February 22, 2017 at FICCI House, New Delhi. FICCI is a highly regarded industry body in India and its CMSME chapter focuses on small and medium enterprises. The purpose of organizing the workshop was to provide […]

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Insurance purchased in India won’t provide you cover abroad

Published in Mint on Wednesday, July 31st, 2013, written by Kapil Mehta I work in India right now and have a medical policy provided by my employer which covers my family including my child, wife and myself. I will soon be going to the UK for a research internship along with my family. I am […]

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What is the Insured’s Duty Under a Marine Insurance Policy?

In case of loss or damage to goods (falling under this policy), the insured and/or their agent should immediately notify the marine insurance company (notice of loss) or the insurance agent mentioned in their policy and provide the insurance company or the agent the full details of the loss. An insured and his agent/agents have […]

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What are the Special Characteristics of Marine Insurance?

Special Characteristics of Marine Insurance Marine insurance plays an imperative role by covering you against loss or damage of cargo, ships, and through any other transport, including inland transit. The policy comes loaded with the following special characteristics of Marine insurance are : 1. It is available both at ‘agreed value’ and ‘market value’ : […]

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