What is the Difference Between IPD and OPD in Health Insurance Policy?

Overview: IPD vs OPD in Health Insurance  IPD (In‑Patient Department) covers medical treatment requiring hospital admission for 24 hours or more, such as surgeries, childbirth, intensive care, and recovery stays .  OPD (Out‑Patient Department) covers consultations, diagnostics, minor procedures, medications, and other routine care that does not require overnight hospitalization .  Key distinctions:  Duration: OPD = same-day visit; […]

Read More