5 Simple Daily Yoga Exercises For Good Health

Some of the selected daily exercises from yoga for healthy living are given below. These exercises will not only help you rejuvenate, but will also combat stress and keep you healthy. These exercises are very simple and each asanas requires 4-5 minutes. Shava Asana (The Corpse/ Death Pose): Just lie down on the mat, close […]

Read More

Some form of age proof is necessary to buy insurance

published in Mint on Tuesday, Sep 17th, Written by Kapil Mehta I have an all-risk marine insurance to cover transport of wares from my factory. Does this cover have any exclusions? —Nari R. All risk policies are generally comprehensive. Specific exclusions depend upon the policy and the terms you negotiated while buying the cover. Generally, some […]

Read More

What is a TPA and what are its functions in health insurance?

TPA stands for Third Party Administrator. It is an intermediary company between an insured and an insurer. It provides a supporting role to the insurer in terms of claim settlement. This body obtains a license from IRDA in order to function in the insurance industry. The third-party administrator knows all the aspects of health insurance […]

Read More

What are the factors that affect health insurance premium?

When you start planning to buy insurance protection for yourself and your family, health insurance is at the top of the list and the most necessary protection plan. It is important to buy the best-rated health insurance plan to save yourself from financial trouble arising due to health issues or emergencies. Unforeseen circumstances can invite […]

Read More

India’s best mediclaim plans

Published in Mint on 31st July, 2017. Suppose you are in the market for a health insurance policy. Do you know how much time you need to read through at least 60 policy documents? Assuming it takes an hour to read one brochure, it will take you 60 hours or little over a week to […]

Read More

Having covid-19 symptoms could come in the way of buying life insurance

Published in Livemint The covid-19 pandemic has increased awareness and pushed a part of the uninsured population to finally buy insurance. But if you’ve had any symptoms of covid-19, buying life insurance, especially term plans, could become a challenge. According to life insurance companies, reinsurers are asking for covid-19-based disclosures at the time of policy […]

Read More

Things to note when renewing, migrating or porting covid plan

Published in Livemint. With the vaccine for covid-19 months away and the cases still on the rise, the Insurance Regulatory and Development Authority of India (Irdai) earlier this month asked insurers to allow policyholders to renew, migrate or port covid-specific health insurance schemes. Corona Rakshak and Corona Kavach plans were launched from 10 July 2020 onwards with an aim […]

Read More

Assessing insurer’s willingness to underwrite BP is hard

Published in Mint, October 16th 2013, Written by Kapil Mehta Larger insurers are more comfortable underwriting people with medical conditions I want to buy health insurance for my parents (my father is 54 years old and mother is 49 years old). Two years ago my father was diagnosed with high blood pressure (BP). I am […]

Read More

Cashless facility is available only in the network hospitals

Published in Mint on Jan 21 2014, Written by Kapil Mehta I plan to buy a health insurance plan. I prefer cashless policy and would like to buy a Rs.3 lakh policy. However, while I was researching for a good policy, I found that the company I like has very few network hospitals in the area […]

Read More