Published in Mint on Sep 03 2013, Written by Kapil Mehta I want to get treated for asthma abroad. Will an overseas travel insurance cover that cost? —Saima Sarkar Your asthma will not be covered because pre-existing conditions are excluded in overseas travel insurance. A health insurance company declined my application saying that I had hypertension […]
Articles Tagged: health insurance
Staying healthy despite high levels of air pollution – eleven quick tips
As the winter season approaches in our country, wind movements reduce and the cold air settles low over the ground. Well-populated cities in the northern, western and eastern parts of the country traditionally face a blanket of smog at this time, created by dust, vehicular and industrial pollution which causes air pollution. Unfortunately in the […]
Nominees can file life insurance claims even if beneficiaries of the policy are no more
Published in Mint on May 21, 2017, Written by Abhishek Bondia. My brother had bought a term plan on his life for Rs1 crore (more than 4 years ago). He had a wife and 2 children who were the beneficiaries. Both children were below 7 years of age. As his children were very young, I […]
Increasing incidence of breast cancer
Incidents of breast cancer have been increasing in Delhi, with the city having one of the highest rates of breast cancer in India. Factors such as delayed childbearing, lack of breast cancer awareness, and limited access to early detection and treatment may be contributing to the trend. Additionally, environmental pollution and a high-stress lifestyle may […]
India: Most are aware of health insurance, but lack knowledge
Published in Asia Insurance Review, on 18th May 2017 Awareness of health insurance among Indians is around 70%, but there remains poor understanding of what goes into health insurance, according to a survey commissioned by IRDAI. The study, conducted by the National Council of Applied Economic Research (NCAER), shows that fewer than 50% understood the […]
Perceptions of insurance are improving
Published in Mint on 17th May, 2017. Written by Kapil Mehta A few weeks ago, the Insurance Regulatory and Development Authority of India (Irdai) released market research on the insurance industry. The study, conducted by the National Council of Applied Economic Research (NCAER), covered 30,200 households across the country. Considerable thought has gone into making […]
The age at which you should get health insurance and the cover size you will need
The age at which you should get health insurance and the cover size you will need It’s a common perception, and one that is probably responsible for the vastly underinsured Indian population. Health insurance, people believe, is mostly required in old age or for critical illnesses like cancer and cardiac diseases. The rise in incidence […]
New rules give insurance web aggregators a boost
Published in Mint, on 10th May 2017 Insurance Regulatory and Development Authority of India (Irdai), in a gazette notification dated 13 April, laid down the rules for insurance web aggregators: Irdai (Insurance Web Aggregators) Regulations, 2017. According to the aggregators we spoke to, these regulations do not cause any major disruption, as they mainly aim […]
Mint SecureNow Mediclaim Ratings 2018: The unchanging logic behind our ratings
Mint SecureNow Mediclaim Ratings 2018: The unchanging logic behind our ratings This is the sixth annual edition of the Mint SecureNow Mediclaim Ratings (MSMR). The pace at which the health insurance industry has progressed is extraordinary. The number of products has increased from 55 in 2015 to 107 today. Price increases within an age band […]
The Mint SecureNow Mediclaim Ratings (MSMR) 2019 : An Increase in A-rated Products
The Mint SecureNow Mediclaim Ratings (MSMR) 2019: An Increase in A-rated Products The Mint SecureNow Mediclaim Ratings (MSMR) have been painstakingly put together each year, for the past 6 years, by a joint Mint-SecureNow team. Months of effort go into collating and validating the data and, over the years, MSMR’s scope has steadily increased. There […]