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Although in-patient medical expenses tend to be remarkably higher, Outpatient expenses can accumulate over the year and become too expensive for individuals and families. The survey conducted by ET Prime concluded that almost 62% of healthcare expenses in India are towards Out-Patient Department (OPD) costs. Thanks to health insurance policies with OPD benefits or coverage, […]
The National Vidyarthi Mediclaim policy for educational institutions is designed for students to cover their health needs. It is a blend of health insurance policies and personal accident coverage. It covers the students against hospitalization expenses, mental illnesses, morbid obesity, and any injuries while studying in an educational institution. Furthermore, it also offers personal accident […]
Published in Livemint. More and more first-time buyers in the younger age brackets are opting for the monthly premium option when going for health insurance policies, the recent buying pattern on Policybazaar.com, an online marketplace for insurance, shows. The monthly premium option was introduced by the Insurance Regulatory and Development Authority of India (Irdai) in April to […]
Published in Mint on 17th Feb 2015, Written by Abhishek Bondia I suffered a fire-related accident at home and was hospitalized. I have two insurance policies. How can I claim from these companies as the hospital said it will provide only one discharge form? —Karen D’Silva Most medical insurance policies are indemnity policies. You are […]
Published in Livemint. After much deliberation, the Insurance Regulatory and Development Authority of India (Irdai) on Friday published the guidelines for the covid-19 standard benefit-based and the covid-19 standard indemnity health policies. All life, general and standalone health insurance companies have been encouraged to offer the benefit-based policy, while all health and general insurance companies […]
Published in Livemint. The fear of contracting the novel coronavirus is pushing more and more people to buy the regulator-mandated indemnity policy for covid-19, despite regular health insurance policies covering the cost of hospitalization for the infection. Corporates too are looking to cover their employees, specifically for covid-19 under a group Kavach plan. Between 10 […]