Make sure to disclose health status in the proposal form

Published in Mint on, Jan 08 2013, Written by Kapil Mehta I have been told that insurers deny claims on flimsy grounds. How can I be sure that my claim will get paid? —Sachdeva The claims that get denied are typically for gross non-disclosure. For instance, if a person on frequent dialysis or who has […]

Read More

How health insurance claims get paid

Published in Economic Times. Written by Davinder Singh. There are two types of health insurance covers: indemnity and defined benefit plans. In an indemnity plan, you can claim reimbursement of actual expenses incurred up to the amount insured for specified illnesses as per the terms and conditions of the policy. In a defined benefit insurance […]

Read More