Video-How to buy Personal Accident Insurance online?

Personal Accident Insurance Policy We will provide a step-by-step guide tailored to your needs. We recognize accidents as an unfortunate reality and stress the significance of preparedness. Consequently, our aim is to equip you with vital information for making informed decisions regarding your accidental insurance coverage.

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Video- Why do you need a Group Personal Accident insurance?

Why do you need a Group Personal Accident insurance? In today’s uncertain times, having a Group Personal Accident Insurance policy has become a necessity. But have you considered the benefits of group accident insurance policy? In this blog video, we’ll explore the advantages of having a group personal accident policy through a real-life case study. […]

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Video- What is the right price to buy Personal Accident Insurance?

Right price for a Personal Accident Insurance Finding the right price for personal accident insurance is crucial to ensure you’re adequately covered in case of an accident. However, finding the right price point can be challenging, and you don’t want to overpay for coverage you don’t need. In this video, we’ll discuss the factors that […]

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Understanding the working of graded covers within Group Insurance policies

It is quite common for an employee’s cost-to-company (CTC) to include the insurance premium paid by the employer. This insurance premium could be for several group policies, including group health insurance, group term life, and group personal accident. Differentiated insurance benefits based on Group grades A large number of employees do not pay close attention […]

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What are the reasons for claim rejection in GPA?

You can claim in a GPA policy against accidental death, permanent and partial disability, temporary disability, and accidental medical expenses depending on the coverage in your policy. However, there are chances that your accidental claim, though legitimate, is rejected by the insurer. Below is the list of policy exclusions or the reasons why your claim […]

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How to reduce your rate for GPA, if you already have a GTL cover?

GPA policy and GTL policy offer accidental and life coverage respectively. Both are fixed benefit policies that provide financial security to the employee’s family upon the employee’s death.   Coverage for GPA and GTL are as under –   Group Personal Accident Group Term Life 1. Accidental Death (AD) 1. Death (Natural & Accidental) 2. […]

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How does a borrower GPA policy work?

A group personal accident (GPA) policy covers accidental death and disability. A Borrowers’ Group Personal Accident Policy is an insurance policy designed to provide coverage against accidental injuries or death for a group of borrowers. Typically, offered by lending institutions such as a bank or an NBFC to cover borrowers. It offers financial protection and […]

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