A critical illness plan is a fixed benefit plan. Under this plan, you are eligible for the prefixed sum assured once the diagnosis of the specified illness is confirmed. Since it is not an indemnity plan, the actual expenses incurred by the policyholder are irrelevant. However, a critical illness cover plan is not a substitute […]
Articles Tagged: critical Illness Insurance
How to optimise premium for a personal health insurance when an employer-sponsored plan exists
Written by Abhishek Bondia/ moneycontrol /AUGUST 09, 2022 / 10:30 AM IST Healthcare costs have been rising, and the same is true for health insurance premiums. Given this, a significant number of corporate employees avoid buying personal health insurance. While avoiding a health plan can help you save money in the short term, this can […]
A newborn isn’t automatically covered under maternity policy
Published in Mint on 25th Nov 2014, Written by Abhishek Bondia Are newborns covered under maternity policies? What all does the insurer pay for in such policies and what are the exclusions? —Methali Most individual medical insurance plans have a minimum enrolment age of 91 days. So, newborns are not automatically covered. However, most individual […]
Increasing incidence of breast cancer
Incidents of breast cancer have been increasing in Delhi, with the city having one of the highest rates of breast cancer in India. Factors such as delayed childbearing, lack of breast cancer awareness, and limited access to early detection and treatment may be contributing to the trend. Additionally, environmental pollution and a high-stress lifestyle may […]
Signs of Breast Cancer
Often there are no outward signs of breast cancer that you can see or feel. If there are outward signs, the more common ones include a lump, an area of thickening, or a dimple in the breast. Less common signs include breast swelling and redness or an enlarged underarm lymph node. But even if you […]
Breast Cancer is the leading cancer with women in NCR
Breast cancer is a prevalent type of cancer among women worldwide, including in the National Capital Region (NCR) of India. It is important for women to be aware of the symptoms and risk factors for breast cancer and to consult with a healthcare professional for regular screenings and checkups. Early detection and treatment can improve […]
Subrogation and critical illness insurance policy
Subrogation refers to giving someone a legal right to collect a debt owed to you. In the context of insurance, this means granting your insurance provider the legal right to sue or collect damages from someone whose actions have caused you injury or harm. In this article, we will get to learn about subrogation and […]
Options for overseas medical treatment
Published in Mint on 14th June,2017 When you travel abroad, it’s advisable to buy travel insurance. This insurance policy pays for medical emergencies other than insuring any flight inconveniences. It doesn’t of course cover planned hospitalization, but did you know there are health insurance plans that cover planned international hospitalization as well? Here we discuss […]
Cancer- Need To Plan For It
Cancer can strike anyone, anytime. In 2016, 3.9 million cancer cases have been reported in India and the number is increasing rapidly. Recently a very popular and talented face of Bollywood, Sonali Bendre was diagnosed with high-grade cancer. She has been battling cancer in New York. This scary phase of her life is not only […]
What is loading in critical Illness Insurance and When is it Applicable?
Loading is the amount the critical illness insurance companies charges at the time of policy renewal if you claimed in the previous policy tenure. There are various ways in which loading is computed by insurance companies offering critical illness insurance policies. Some of them are – Loading with respect to claim – It means, for […]